Practical Steps Toward Financial Freedom and Independence by Usiere Uko

“Practical Steps to Financial Freedom and Independence: Your Roadmap to Get Out of the Rat Race and Live Your Dreams” by Usiere Uko is a good book on the basics of managing your money, getting the most out of your life, and living your dreams with a little motivation. thrown in.

If you haven’t read any books on this subject, this is a good place to start and you will most likely enjoy the book and benefit from it. If, on the other hand, you have read several books in this field, chances are you will recognize many, if not all, of the lessons contained in this book. I was in the latter category. From the beginning, I felt the book was influenced by Robert Kiyosaki, and soon after, the author claims that reading Rich Dad Poor Dad helped him on his way. There are twenty books listed in the Recommended Reading section, and I’ve read all twenty, so I guess that’s why so much of the book feels familiar. Topics included your mindset, spending below your income, good debt and bad debt, setting financial goals, making your talent pay off, taking baby steps, planning your estate and more.

That being said, Uko does a very good job of presenting the information he presents, and even if it’s similar to the books that influenced him, he put his own spin on it. So again, if he hasn’t read many books in this genre by Robert Kiyosaki, Brian Tracy, George Clason, Richard Templar and others, he will enjoy and learn from this book. If he has read many others, he will find reinforcements, but nothing new.

And like many of those other books in this genre, this book does a good job of motivating you to do things differently, but many people will need extra help figuring out how to do what the author recommends. For example, it’s easy to understand that you want assets that put money into your bank account each month, but how can you acquire those assets from where you are now?

If you want an uplifting, easy-to-read, and inspirational book to change the way you think about money and point you in the right direction, give this book a try. It will do exactly that. If you’re looking for something new or technical and step-by-step, this probably isn’t what you’re looking for. I recommend it to that previous group.