13 Fun Travel Insurance Stories – Good Luck For Some, Less For Others!

Cheap travel insurance has a reputation for being a pretty boring area to work in. While it has its routine boring moments, just like any other job, these are offset by the occasional funny travel insurance stories you hear. It’s hard to say how many of them are exaggerated, highly ornate, or just made up, but I still found that some of these travel insurance stories made me laugh while researching this article, and that’s enough for me.

Here are 13 funny stories about travel insurance. While 13 is traditionally an unlucky number, a few on this list will consider themselves very lucky to be covered by sympathetic travel insurance companies! The remaining ones who were rejected will have undoubtedly learned an invaluable life lesson!

• Cheeky monkeys wreak havoc

According to this tale (tail?), A group of cheeky monkeys conspired to ruin a couple’s romantic trip to Malaysia. Due to the heat, the couple left their chalet window open during the day while they went out, but regretted their decision when they returned and discovered their clothes and belongings all over the surrounding complex and the neighboring rainforest. Fortunately, the couple’s insurance company was understanding and made sure they didn’t have to wear the same clothes again for the rest of the trip.

• LOTS of Bombay mix

Do you know Bombay Mix? The spicy Indian snack. One traveler claimed to have lost £ 600 worth of things on his way back from holiday and tried to claim his travel insurance. Given that Bombay Mix costs less than £ 1 per 250g bag, a conservative estimate is that the man would have to carry more than 80 kilograms of the snack to have accumulated £ 600 in expenses. Pretty hard to lose, you would have thought, and the travel insurance company agreed, refusing to pay the claim.

• A sting on the tail

A traveler lost his wallet in a drain while exploring Natanya in Israel. Instead of filing a police report and contacting his travel insurance providers, however, the brave individual tried to pull his wallet out of the drain, only to be stung by a poisonous scorpion that had made the area his home! ! The man’s treatment (and presumably his lost wallet) was covered by his travel insurance.

• Geronimo!

Earning the dubious honor of the most unfortunate on the list, this family’s camping trip went awry when a paratrooper from the nearby air base missed his target and landed squarely on the family tent. The camping equipment was ruined and to add insult to injury they weren’t covered for accidental damage so they had to pay the bill themselves.

• Is the joke about the thief?

A fairly routine claim for a stolen cosmetic bag took an amusing turn when it was revealed that the victim had transferred her medical-strength anti-hemorrhoid cream to an empty moisturizer tub early in the holiday season. As French police continued to search for a suspiciously smooth-faced thief, the woman’s travel insurance company paid for the missing makeup, perfume and lotions.

• Wrong airport, wrong country!

A man who claimed the cancellation of a holiday when he was denied entry to a flight was rejected when it emerged that his flight was not from Manchester, in the north-west of England, but from Manchester, New Hampshire, in the United States.

• Some affirmations are simply not worth the excess!

Here’s a tip for you: if you have an excess to pay on a £ 50 claim, make sure your stolen belongings are worth at least £ 50.01! A traveler whose bag was stolen on vacation had the claim rejected, when it was established that the complete inventory of the contents was: 1 bottle of water, 1 newspaper and 1 packet of mints. It’s no wonder your cheap travel insurance claim has been rejected.

• Criminals aren’t the only animals ruining your trip

If you are on vacation in the Black Forest, you may want to make sure you lock it properly when you leave the house. A family returned to their chalet to discover that their home had been invaded by a hungry goat, which had found its way through their wallets, passports and sandwiches. His request for new passports and wallets was rejected due to negligence in leaving the chalet wide open.

• Shy coco

If you plan to relax under a tree in Sri Lanka, your place is worth checking out carefully, as one traveler discovered after suffering a concussion from falling coconut. The injury rendered her unconscious, which may seem unlikely until the average fresh coconut is considered to weigh 2 kilograms and its trees grow up to 30 meters tall. A coconut traveling 53 miles per hour is no joke, and it’s no surprise the traveler was reimbursed for £ 400 medical bills.

• lost coconuts

On the other hand, others apparently cannot function without their coconuts: a couple returned from Mauritius to find their local produce missing. Claiming two lost coconuts may seem like a reasonable idea on paper, but each cost less than a pound to replace, and an initial excess on any claim made of £ 50, it’s no wonder travel insurance providers turned this down.

• A what !?

Occasionally, you hear a claim for something that is completely unnerving, and it was so for Direct Line, who reportedly received a claim for a “guitar made of pumpkin.”

• A burning desire to drink

At the ironically labeled ‘Fire Bar’ in Greece, a reveler paid the price for ‘needing a drink’ when she stood at the bar waiting to be served despite a loud bell and the swift departure of others clamoring for a pint. Unsurprisingly, the buzzer turned out to be a fire alarm, a fact that he finally appreciated when flames engulfed the area. She escaped the scene with third degree burns and £ 300 of medical expenses to pay, which her travel insurance company covered.

• Someone is lying!

Ultimately, it’s more of a fact than a fun travel insurance story, but it is believed that there have been more claims for stolen £ 1000 Rolex Oysters watches than ever made. It seems that some people have been creative with their travel insurance claims …